Nurlela, Lela, et al. “The Asosociation Between Consumptive Behavior and Depresion Levels Among Students Enggaging in Online Loan (Pinjol) Service”. Journal Of Nursing Practice, vol. 9, no. 3, Apr. 2026, pp. 577-82, doi:10.30994/jnp.v9i3.1100.